SMSF Loans - Finance & Mortgage Broker

SMSF Loans

Leverage your SMSF to purchase property in your super with an SMSF Loan

5.0

from 17 Reviews

Fund your SMSF property purchase with an SMSF Loan

At Clubhouse Finance, we specialise in helping you access SMSF Loan options from banks and lenders across Australia. Our services proudly cater to clients in Perth, WA, and extend Australia-wide. SMSF Loans provide a unique opportunity for those looking to leverage their Self-Managed Super Fund to buy an investment property, whether residential or commercial. These loans are tailored for investment purposes and can be an excellent way to expand your investment property portfolio. However, understanding SMSF Loans is crucial as restrictions apply and an informed approach can lead to rewarding financial outcomes.

When considering SMSF Loan options, several factors come into play. A significant aspect is the interest rate, which can greatly affect your repayments over time. You’ll typically encounter both variable interest rate and fixed interest rate options, each offering different advantages. By evaluating the property market and your financial situation, you can gauge which type of interest rate aligns with your goals. Interest rate discounts might also be available, further shaping your borrowing capacity and the feasibility of your loan. Additionally, calculating SMSF Loan repayments is an essential step, ensuring costs align with expected rental payments and capital gains from your investment property.

Applying for a SMSF Loan involves a detailed application process where your credit history is assessed, as well as other financial aspects, to determine your loan amount and loan to value ratio (LVR). You’ll need to provide a certified copy of the SMSF Trust Deed, financial statements, and SMSF Bank statements. Additionally, a certified copy of the Custodian Trust Deed and a copy of the contract of sale will be required if purchasing property. These documents help demonstrate your borrowing capacity and solidify your application to purchase non-specialised commercial property or residential property.

Understanding the potential tax implications such as stamp duty and capital gains is crucial too. Unlike personal loans, SMSF Loans have specific regulations where buying a property involves different tax considerations. With our expertise, we can help you explore the options to lessen tax obligations and take advantage of potential savings when using super to buy an investment property. The streamlined application process at Clubhouse Finance is designed to make applying for a SMSF Loan as straightforward as possible, so you can focus on making sound investment decisions with the guidance you need.

In the dynamic environment of real estate investment, having the proper guidance to secure an SMSF Loan can make a substantial difference in how effectively you build your portfolio. Let Clubhouse Finance assist you with a tailored approach to investing through SMSF Loans. Our expert advisers are ready to help you with a SMSF Loan application and ensure you have access to a range of SMSF Loan options that best suit your needs. Take the first step today and contact us to discuss your investment ambitions and schedule a consultation.

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Our Recent Reviews

Ed was a pleasure to work with and was always available to answer any questions I had. As a first home buyer I found this to be invaluable and I would absolutely recommend Ed.

Theo Whitney

Ed was absolutely outstanding to work with. As first home buyers, I felt completely supported from start to finish. He took the time to clearly explain every step of the process and made what could have been a stressful experience feel smooth and manageable. His communication was excellent, keeping me regularly updated and coordinating seamlessly with the bank, real estate agent, and settlement agent to keep everything moving. Ed’s professionalism, paired with his warm and approachable personality, gave me total confidence thatI was in safe hands throughout the entire journey. He truly went above and beyond, and I couldn’t recommend him more highly

Chloe Pendlebury

I’ve worked with Ed as my mortgage broker for nine years and I honestly wouldn’t go anywhere else. He has been an incredible source of support through every stage, whether things were straightforward or complex, sensitive, and time-critical. No matter how busy he is, Ed is always accommodating, responsive, and genuinely invested in getting the best outcome. He explains things clearly, stays calm under pressure, and makes what can be a stressful process feel manageable and supported. I trust him completely and highly recommend him to anyone wanting a broker who truly goes above and beyond.

Lyndsey Mead

As first home buyers, Ed was extremely supportive throughout the entire process and helped us understand what was required at each step from the outset. He communicated with us regularly, keeping us up to date where everything was at, especially when working with the bank, real estate agent and settlement agent to keep things moving. He truly went above and beyond, and we couldn’t recommend him highly enough!

Izzy Rakich

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Contact

Perth, WA

0410 171 925

Clubhouse Australia Pty Ltd ABN: 15 633 208 812. Credit Representative #516238 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.