We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your mortgage can be a strategic move to enhance your financial health, and Clubhouse Finance is here to guide you through it. Whether you're in Perth or elsewhere in Australia, refinancing offers the chance to access loan options from banks and lenders across Australia that better suit your needs. By reassessing your financial situation and credit history, you can find ways to reduce loan repayments, release equity in your property, or even prepare for the purchase of your next property. With our streamlined application process, refinancing might be the key to unlocking a more favourable financial future.

One of the main reasons homeowners consider refinancing is to access a lower interest rate. If the interest rates have dropped since you first secured your loan, refinancing could save you money on loan repayments. This opportunity allows you to switch between a variable interest rate and a fixed interest rate, depending on your preference and market conditions. A lower refinance interest rate not only helps reduce your current repayments but can also free up funds for other purposes.

When your fixed rate period is ending, it's an ideal time to reassess your options. Clubhouse Finance offers access to banks and lenders nationwide, ensuring you have the best options at your fingertips. By checking eligibility for special lender policies, you can potentially secure better loan options tailored to your unique financial situation. Whether you're looking to change your loan term or consolidate debts, refinancing provides the flexibility needed to meet personal financial goals.

Releasing equity in your property is another significant benefit of refinancing. If your property has increased in value since you purchased it, refinancing can allow you to tap into that equity. This might enable you to release equity to buy the next property or fund other investments. With access to a wide range of banks and lenders across Australia, Clubhouse Finance makes it easier to explore these opportunities. Our expertise helps ensure that your application process is smooth and efficient, simplifying what can often be a complex procedure.

Understanding the requirements of the application process is crucial. It involves a review of your credit history, bank statements, and overall financial health. At Clubhouse Finance, we aim to make this process as straightforward as possible. By helping you gather the necessary documents and understand lender criteria, we ensure you are well-prepared for each step.

Refinancing offers multiple benefits, whether it's accessing a lower interest rate, changing your loan term, or releasing equity in your property. At Clubhouse Finance, our goal is to provide access to banks and lenders nationwide, ensuring you find the best solution for your needs. If you're considering refinancing, take the first step towards a brighter financial future by contacting us today. Let our experience work for you as we help tailor a refinancing plan that meets your goals and improves your financial wellbeing.

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Our Recent Reviews

Ed was a pleasure to work with and was always available to answer any questions I had. As a first home buyer I found this to be invaluable and I would absolutely recommend Ed.

Theo Whitney

Ed was absolutely outstanding to work with. As first home buyers, I felt completely supported from start to finish. He took the time to clearly explain every step of the process and made what could have been a stressful experience feel smooth and manageable. His communication was excellent, keeping me regularly updated and coordinating seamlessly with the bank, real estate agent, and settlement agent to keep everything moving. Ed’s professionalism, paired with his warm and approachable personality, gave me total confidence thatI was in safe hands throughout the entire journey. He truly went above and beyond, and I couldn’t recommend him more highly

Chloe Pendlebury

I’ve worked with Ed as my mortgage broker for nine years and I honestly wouldn’t go anywhere else. He has been an incredible source of support through every stage, whether things were straightforward or complex, sensitive, and time-critical. No matter how busy he is, Ed is always accommodating, responsive, and genuinely invested in getting the best outcome. He explains things clearly, stays calm under pressure, and makes what can be a stressful process feel manageable and supported. I trust him completely and highly recommend him to anyone wanting a broker who truly goes above and beyond.

Lyndsey Mead

As first home buyers, Ed was extremely supportive throughout the entire process and helped us understand what was required at each step from the outset. He communicated with us regularly, keeping us up to date where everything was at, especially when working with the bank, real estate agent and settlement agent to keep things moving. He truly went above and beyond, and we couldn’t recommend him highly enough!

Izzy Rakich

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.