We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your mortgage can be a strategic move to enhance your financial health, and Clubhouse Finance is here to guide you through it. Whether you're in Perth or elsewhere in Australia, refinancing offers the chance to access loan options from banks and lenders across Australia that better suit your needs. By reassessing your financial situation and credit history, you can find ways to reduce loan repayments, release equity in your property, or even prepare for the purchase of your next property. With our streamlined application process, refinancing might be the key to unlocking a more favourable financial future.

One of the main reasons homeowners consider refinancing is to access a lower interest rate. If the interest rates have dropped since you first secured your loan, refinancing could save you money on loan repayments. This opportunity allows you to switch between a variable interest rate and a fixed interest rate, depending on your preference and market conditions. A lower refinance interest rate not only helps reduce your current repayments but can also free up funds for other purposes.

When your fixed rate period is ending, it's an ideal time to reassess your options. Clubhouse Finance offers access to banks and lenders nationwide, ensuring you have the best options at your fingertips. By checking eligibility for special lender policies, you can potentially secure better loan options tailored to your unique financial situation. Whether you're looking to change your loan term or consolidate debts, refinancing provides the flexibility needed to meet personal financial goals.

Releasing equity in your property is another significant benefit of refinancing. If your property has increased in value since you purchased it, refinancing can allow you to tap into that equity. This might enable you to release equity to buy the next property or fund other investments. With access to a wide range of banks and lenders across Australia, Clubhouse Finance makes it easier to explore these opportunities. Our expertise helps ensure that your application process is smooth and efficient, simplifying what can often be a complex procedure.

Understanding the requirements of the application process is crucial. It involves a review of your credit history, bank statements, and overall financial health. At Clubhouse Finance, we aim to make this process as straightforward as possible. By helping you gather the necessary documents and understand lender criteria, we ensure you are well-prepared for each step.

Refinancing offers multiple benefits, whether it's accessing a lower interest rate, changing your loan term, or releasing equity in your property. At Clubhouse Finance, our goal is to provide access to banks and lenders nationwide, ensuring you find the best solution for your needs. If you're considering refinancing, take the first step towards a brighter financial future by contacting us today. Let our experience work for you as we help tailor a refinancing plan that meets your goals and improves your financial wellbeing.

How much could you save?

Get an estimate of your savings in less than 60 seconds

Our Recent Reviews

Ed helped me with securing my first home and he couldn’t have been anymore helpful even on the weeks we had no updates he would still reach out and let me know how everything was going. Being my first home I had very little knowledge on buying an house and Ed broke everything down and made everything so simple to understand and had an answer for every question I had. I would HIGHLY recommend Ed to anyone and everyone I know and I can’t thank him enough for the hard work and all the help he put in for me.

Tyler Eversen

We have been dealing with Ed now for over 6 years and during that time have been assisted by Ed through the purchase, refinancing and sale of numerous residential and commercial properties. Ed is knowledgeable, approachable, reliable and communicative which makes the whole process of obtaining finance for your purchase an enjoyable experience. We have enjoyed the prompt and detailed communication through all stages of each transaction and the personal nature of the service. We would (and have) recommended Ed to anyone seeking to build a long term relationship with a broker.

Mitchell Jones

Securing my first home loan as an ex-pat purchasing internationally (here in the UK) was no small feat, but Ed made the process seamless. He went above and beyond what I ever expected from my mortgage broker, handling every hurdle—many of my own making—with speed, adaptability and professionalism. The time zone difference could have been a major challenge, but he was always available, working outside of regular hours to make sure everything stayed on track. Without his dedication and expertise, I’m not sure I would have made it through the process. But here we are - home secured and looking to use Ed at the next possible chance.

James Chaffey

We engaged Ed to help us secure our first home & he was first class in the service he provided from start to finish. This was our first time purchasing a home & as such Ed went over & above to ensure we were across all necessary details and that we felt secure in the decisions we were making. This lead to a seamless process & I would certainly recommend Ed for anyone seeking a similar level of service & professionalism.

Kyle Petrie

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Request a Call Back