Expat Loans - Finance & Mortgage Broker

Expat Loans

Purchase property in Australia with loan options tailored to your unique needs

5.0

from 17 Reviews

Fund your property purchase with loan options tailored to expats

Whether you’re an expat living in Australia or an overseas-based borrower, navigating the world of expat loans can seem complex. At Clubhouse Finance, we specialise in providing expat mortgage solutions tailored to your unique financial situation, helping you achieve your goals, whether that involves buying your first home, purchasing your dream home, building a house, or investing in property. With our expertise as an Expat Finance & Mortgage Broker, we offer comprehensive expat mortgage advice to help you access loan options from banks and lenders across Australia.

When it comes to applying for an expat loan, understanding the rules, regulations, and restrictions is crucial. As a starting point, our expat mortgage advisors can guide you on the necessary steps, including calculating loan repayments based on your current interest rate and loan amount. The interest rate, whether fixed or variable, can significantly influence your borrowing capacity and overall financial strategy. Fixed interest rates provide stability, making budgeting easier, while variable loan rates might offer more flexibility but can fluctuate. Understanding these differences is vital for accessing the best deal. Additionally, factors such as your loan to value ratio (LVR), credit history, and the presence of lenders mortgage insurance (LMI) can affect your eligibility and the loan terms you’re offered.

Clubhouse Finance also recognises the importance of a streamlined application process. For many expats, accessing home equity or getting pre-approved can provide peace of mind and a competitive edge in the local property market. Our team assists you in preparing a comprehensive loan application, ensuring your bank statements, credit history, and financial documentation are in order. This efficient approach can help you secure an Australian expat home loan with confidence, whether you’re refinancing or renegotiating better rates with your current lender. For those interested in buy to let investment options, understanding stamp duty and other associated costs is essential. We ensure buyers are well-informed, reducing surprises and allowing for a smoother purchase process.

Ultimately, expat mortgage advice goes beyond simply applying for a loan. At Clubhouse Finance, we aim to offer comprehensive support, whether you’re an Australian citizen, permanent resident, or expatriate working overseas. We help you explore diverse loan options tailored to your needs and offer guidance on interest rate discounts and other benefits. This includes monitoring changes in interest rates and variables affecting loan repayments, ensuring you're always up-to-date.

Whether you’re building a house, refinancing, or investing in property, Clubhouse Finance is here to provide the expat mortgage solutions you need to make informed decisions. Reach out to our team today for expert expat mortgage advice geared towards helping you succeed in the Australian property market. Contact us to discuss your goals and explore the home loan options that best fit your needs.

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Our Recent Reviews

Ed was a pleasure to work with and was always available to answer any questions I had. As a first home buyer I found this to be invaluable and I would absolutely recommend Ed.

Theo Whitney

Ed was absolutely outstanding to work with. As first home buyers, I felt completely supported from start to finish. He took the time to clearly explain every step of the process and made what could have been a stressful experience feel smooth and manageable. His communication was excellent, keeping me regularly updated and coordinating seamlessly with the bank, real estate agent, and settlement agent to keep everything moving. Ed’s professionalism, paired with his warm and approachable personality, gave me total confidence thatI was in safe hands throughout the entire journey. He truly went above and beyond, and I couldn’t recommend him more highly

Chloe Pendlebury

I’ve worked with Ed as my mortgage broker for nine years and I honestly wouldn’t go anywhere else. He has been an incredible source of support through every stage, whether things were straightforward or complex, sensitive, and time-critical. No matter how busy he is, Ed is always accommodating, responsive, and genuinely invested in getting the best outcome. He explains things clearly, stays calm under pressure, and makes what can be a stressful process feel manageable and supported. I trust him completely and highly recommend him to anyone wanting a broker who truly goes above and beyond.

Lyndsey Mead

As first home buyers, Ed was extremely supportive throughout the entire process and helped us understand what was required at each step from the outset. He communicated with us regularly, keeping us up to date where everything was at, especially when working with the bank, real estate agent and settlement agent to keep things moving. He truly went above and beyond, and we couldn’t recommend him highly enough!

Izzy Rakich

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Contact

Perth, WA

0410 171 925

Clubhouse Australia Pty Ltd ABN: 15 633 208 812. Credit Representative #516238 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.